RobinJerauld.com
What You Need to Know About Insurance
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15 Things You Need to Know About Insurance
Nice overview of the basics.
Insurance for the Young and Single
Make sure you have coverage for disability, auto, health and possibly renter's insurance. Watch out for life insurance pitches promising the benefits of forced savings and tax deferral.
10 Types of Insurance You Don't Need
Insurance companies are in business to make money. If losing or damaging it won't cause substantial financial hardship, chances are that you will not come out financially ahead by insuring it.
Simple explanation of the different types of coverage available.
How Much Auto Insurance Do You Need?
Explains how much coverage you need plus why to skip on the extras like rental car reimbursement.
6 Ways to Save on Auto Insurance
In an nutshell: shop around, check all available discounts, drive a low-profile car, delete unnecessary coverage, increase your deductible and clean up your credit. Additional tips here.
Additional Auto Insurance Tips
Link to additional articles covering who needs rental car insurance, cheapest cars to insure, etc.
Why You Need Disability Insurance if You are Working
You are statistically more likely to become disabled by age 40 than to die. Half of all mortgage foreclosures are the result of a disabling injury or illness. How would you survive financially if you were no longer able to earn income? This article explains the basics of disability insurance and covers some common terminology.
Everything You Ever Wanted to Know About Disability Insurance
This is an informational site set up by the guy I personally get my disability insurance through. You can click through the links on the left to find out pretty much everything you need to know, plus options on where to obtain disability insurance.
The Basics of Health Insurance
Click through the menu on the right for a basic overview of the issues involved.
Health Insurance Plans Compared
Covers the advantages and disadvantages of HMO's, PPO's, POS's and fee for service (FFS) plans.
10 Ways to Cut Your Medical Bills
Mostly common sense, but worth reviewing.
Answers to over 20 common health insurance questions.
Additional Health Insurance Articles
Articles on about 30 additional health insurance topics.
The Basics of Homeowner's Insurance
Covers the basic types of policies and some common concerns.
10 Things You Need to Know About Homeowner's Insurance
Document your possessions, get replacement value insurance, buy floaters, etc. A practical list.
12 Ways to Save on Homeowner's Insurance
Shop around, raise your deductibles, and consider buying your auto and home policies from the same insurer.
Answers to over 20 common home insurance questions.
Additional Homeowner's Insurance Articles
Additional articles on various home insurance topics.
If someone depends on your income or it makes sense from an estate tax perspective, yes. Otherwise no.
The Different Types of Life Insurance Explained
Explains in plain English the differences between term and permanent, whole life, universal life, variable life, variable universal life, etc.
Term vs. Whole Life Insurance: Which is Better?
Unless you anticipate needing the insurance policy in force for more than 20 years, it generally makes more sense to stick with term insurance and invest the savings.
How Much Life Insurance Should You Buy?
This financial calculator will estimate your life insurance needs based on your current assets and your family's anticipated income and expenses.
Answers to frequently asked life insurance questions.
Link to additional life insurance topics including how to reduce your premiums.
Why Long Term Care Insurance is Generally a Lousy Deal
And what factors to consider in purchasing a LTC policy if you decide you need one.
Who Really Needs Long Term Care Insurance?
A look behind the scary statistics we constantly hear about elder care.
Are you a potential lawsuit target?
Even if your tangible possessions aren't worth a whole lot, the liability protection renters insurance provides can potentially make it worth the cost.
Additional Insurance Resources
Nice list of useful articles on various insurance topics.